← Back to list
Oakmark FundsQuarterly31 Dec 2018Source: oakmark.com

David Herro Market Commentary | 4Q18

Oakmark is the mutual fund family launched in 1991 by Harris Associates, the Chicago deep-value firm founded in 1976 (about $105bn AUM). Bill Nygren runs the flagship Oakmark Fund and David Herro the Oakmark International Fund, buying businesses at large discounts to intrinsic value and holding them like owners — publishing quarterly fund commentaries, market commentaries and insight articles.

Bill Nygren、David Herro · 1991 · 美国芝加哥Deep value / contrarian long-term

In plain words

This report explains how professional investors handled the late-2018 market sell-off. The author argues that short-term traders drove prices far below real value—European bank stocks fell to less than 75% of book value, with price-to-earnings ratios of just 6-7 times. For regular investors, the takeaway is: don't panic; instead, use the fear to buy quality companies cheap. The report notes this valuation level hasn't been seen since the 2008 financial crisis, which was followed by a big rebound. It's worth reading because it shows how to profit from market emotions rather than being controlled by them.

AI SummaryAI-generated · may contain errors · verify against the original

Oakmark’s fourth-quarter 2018 report notes that despite solid fundamental performance from its portfolio companies, global stock prices fell sharply due to negative news such as trade frictions, EU political issues, and Brexit. The valuation discount of the international portfolio widened from 25–30

~3 min full read · 5 sections
Deep Analysis

Theme and Background

This chapter focuses on how trader behavior overwhelmed fundamental investors during the accelerated decline in international stock markets in the fourth quarter of 2018. The report notes that despite the solid fundamental performance of the invested companies, share prices fell sharply due to negative news such as trade frictions, EU political issues, and Brexit, causing the valuation discount to widen from 25-30% at the beginning of the year to approximately 50%.

Core Thesis

The author's central argument is that the current market is dominated by traders, with short-term price fluctuations overwhelming long-term fundamental value. The counterintuitive judgment is that although macro-political events trigger panic selling, these events have minimal impact on companies' long-term cash flows, instead creating rare buying opportunities for value investors. The author believes that current valuations are approaching 2008 levels, presenting an opportune time for contrarian positioning in high-quality cash flows.

Key Arguments and Data

  • Valuation Discount Widening: The valuation discount of the international portfolio expanded from 25-30% at the start of the year to approximately 50%, indicating that prices have fallen significantly below intrinsic value.
  • European Financial Stocks Case: Shares of BNP Paribas and Credit Suisse fell to below 75% of book value, with forward P/E ratios of only 6-7x, despite improvements in both capital positions and earnings.
  • European Auto Stocks: Hit by trade noise and China-related issues, share prices declined sharply, while new emissions testing agreements also disrupted short-term performance.
  • Historical Comparison: Current valuation levels have not been seen since 2008, which was an extreme low point following the financial crisis.
Indicator Early 2018 End of 2018
International Portfolio Valuation Discount 25-30% Approximately 50%
BNP Paribas Price/Book Value Not mentioned <75%
Credit Suisse Price/Book Value Not mentioned <75%
Forward P/E of Both Not mentioned 6-7x

Companies/Assets Involved

  • BNP Paribas SA: Portfolio weight 4.0% (Oakmark International Fund). Bullish. Although the stock price fell to below 75% of book value, both capital position and earnings have improved.
  • Credit Suisse Group: Portfolio weight 3.5% (Oakmark International Fund). Bullish. Similarly, the stock price is below 75% of book value, with a forward P/E of only 6-7x, but fundamentals are improving.
  • European Auto-Related Companies: Not specifically named, but overall bullish. Sold off due to trade noise, China issues, and new emissions testing regulations; valuations are already extremely compressed.

Investment Implications

  • Contrarian Buying: With the valuation discount approaching 50%, the cheapest level since 2008, investors should capitalize on market panic to buy high-quality cash flow assets.
  • Ignore Macro Noise: Geopolitical events have limited impact on long-term cash flows; the trader advantage is temporary, and investors should adhere to fundamental analysis.
  • Focus on Financials and Autos: European financial and auto stocks have been excessively sold off due to non-fundamental factors, offering buying opportunities with a high margin of safety.