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Oakmark FundsQuarterly30 Sep 2021Source: oakmark.com

David Herro Market Commentary | 3Q21

Oakmark is the mutual fund family launched in 1991 by Harris Associates, the Chicago deep-value firm founded in 1976 (about $105bn AUM). Bill Nygren runs the flagship Oakmark Fund and David Herro the Oakmark International Fund, buying businesses at large discounts to intrinsic value and holding them like owners — publishing quarterly fund commentaries, market commentaries and insight articles.

Bill Nygren、David Herro · 1991 · 美国芝加哥Deep value / contrarian long-term

In plain words

This report compares two international stock funds: one investing in large companies and one in small companies. Over the long term (10+ years), both delivered around 9% annual returns. But recently, they diverged: the small-cap fund gained 48.5% over the past year vs. 42% for the large-cap fund. In the last three months, as markets fell, the small-cap fund dropped only 1.8%, while the large-cap fund fell 5%. This suggests small-cap stocks may be more resilient during downturns. The small-cap fund also has higher fees (1.37% vs. 1.04%), but its recent outperformance may offset that. For everyday investors, this highlights how fund size and fees can affect returns.

AI SummaryAI-generated · may contain errors · verify against the original

The Oakmark report discusses the long-term performance of its International Fund and International Small Cap Fund as of September 30, 2021. The core view is that both funds have achieved solid long-term returns, but their recent performance has diverged. Key conclusions include: The Oakmark Internat

~3 min full read · 5 sections
Deep Analysis

Theme and Background

This section presents the long-term and recent performance of the Oakmark International Fund and the Oakmark International Small Cap Fund as of September 30, 2021. By comparing the returns of the two funds across different time horizons, the report reveals their long-term stability but recent divergence, and provides expense ratio information.

Core Thesis

The author’s central argument is that both funds have delivered solid long-term returns, but their recent performance has diverged. A counterintuitive observation is that the small-cap fund significantly outperformed the large-cap fund over the past one year (48.51% vs. 41.96%) and the past three months (-1.82% vs. -5.02%), suggesting that the small-cap strategy has shown greater resilience amid recent market volatility.

Key Arguments and Data

The report supports its thesis with return data across multiple time horizons. All figures are taken directly from the original text.

Time Horizon Oakmark International Fund Oakmark International Small Cap Fund
Since Inception 9.28% (since September 30, 1992) 9.33% (since November 1, 1995)
10 Years 9.02% 9.31%
5 Years 8.27% 9.77%
1 Year 41.96% 48.51%
3 Months -5.02% -1.82%
  • Long-Term Comparison: The small-cap fund’s annualized return since inception (9.33%) is slightly higher than that of the large-cap fund (9.28%), and it also leads over the 10-year and 5-year periods.
  • Recent Divergence: Over the past year, the small-cap fund’s return (48.51%) exceeded the large-cap fund’s (41.96%) by 6.55 percentage points. Over the past three months, the large-cap fund declined by -5.02%, while the small-cap fund fell only -1.82%, a significantly smaller drop.
  • Expense Ratio Difference: The large-cap fund has a gross expense ratio of 1.06% and a net expense ratio of 1.04%; the small-cap fund has a gross expense ratio of 1.39% and a net expense ratio of 1.37%, though the small-cap fund benefits from an expense waiver agreement in effect until January 27, 2022.

Companies/Assets Involved

  • Oakmark International Fund: A large-cap international equity fund that has shown weaker recent performance (-5.02% over three months) but a long-term annualized return of 9.28%.
  • Oakmark International Small Cap Fund: A small-cap international equity fund that has outperformed the large-cap fund recently, with a one-year return of 48.51% and a three-month decline of only -1.82%, alongside a long-term annualized return of 9.33%.

Investment Implications

  • Short-Term Defensiveness: The small-cap fund’s smaller decline during the recent market correction suggests it may possess stronger defensive characteristics or superior stock selection. Investors may consider the relative advantage of small-cap strategies in volatile markets.
  • Long-Term Allocation Value: Both funds have delivered annualized returns exceeding 9% over the long term, indicating that value investing strategies in international markets—whether large-cap or small-cap—can consistently generate returns.
  • Expense Ratio Considerations: The small-cap fund carries a higher expense ratio (net 1.37% vs. 1.04%), but its recent excess returns are significant. Investors must weigh the cost against potential returns.