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Oakmark FundsQuarterly30 Jun 2012Source: oakmark.com

Oakmark International Fund: Second Quarter 2012

Oakmark is the mutual fund family launched in 1991 by Harris Associates, the Chicago deep-value firm founded in 1976 (about $105bn AUM). Bill Nygren runs the flagship Oakmark Fund and David Herro the Oakmark International Fund, buying businesses at large discounts to intrinsic value and holding them like owners — publishing quarterly fund commentaries, market commentaries and insight articles.

Bill Nygren、David Herro · 1991 · 美国芝加哥Deep value / contrarian long-term

In plain words

This report covers the Oakmark International Fund's performance through mid-2012. Since its launch in 1992, it has averaged a 9.49% annual return, but in the past year it lost 13.64%, and over five years it was down 2.36%. For regular investors, this means international stocks can be risky in the short term, but long-term holding might still pay off. It's worth reading because it shows that past long-term gains don't protect against recent losses, and the fund's 1.06% annual fee eats into returns, especially when markets are down.

AI SummaryAI-generated · may contain errors · verify against the original

The Oakmark International Fund (Investor Class) report as of June 30, 2012, shows an average annual total return of 9.49% since its inception on September 30, 1992, but recent performance has been under pressure: a 10-year return of 7.05%, a 5-year return of -2.36%, a sharp 1-year decline of -13.64%

~3 min full read · 5 sections
Deep Analysis

Theme and Background

This section focuses on the performance of the Oakmark International Fund (Investor Class) as of June 30, 2012. By presenting returns across different time horizons, the report reveals the fund's solid long-term performance (an average annual return of 9.49% since its inception in 1992), but also highlights significant recent pressure (1-year and 5-year periods), particularly a sharp 1-year decline of -13.64%, reflecting the impact of global market volatility on international portfolios.

Core Thesis

The author's core judgment is that the fund's long-term investment value remains intact (with an average annual return close to 10% since inception), but it faces severe short-term challenges, requiring investors to be wary of the erosion of net asset value from market downside risks. The counterintuitive point is that despite a negative 5-year return (-2.36%), the 10-year return still stands at 7.05%, indicating that long-term holding can smooth out short-term volatility. However, the magnitude of recent losses (1-year -13.64%) may test investor patience.

Key Arguments and Data

  • Long-Term Performance: From inception on September 30, 1992, to June 30, 2012, the average annual total return was 9.49%, demonstrating nearly 20 years of compounding growth.
  • Medium-Term Performance: The 10-year return of 7.05% is below the long-term average, suggesting a deterioration in the market environment over the past decade.
  • Short-Term Losses: The 5-year return was -2.36%, the 1-year return was -13.64%, and the 3-month return was -10.14%, showing an accelerating downward trend.
  • Fee Impact: The gross expense ratio of 1.06% continuously erodes net returns.
Time Horizon Return Notes
Since Inception (1992/09/30) 9.49% Long-term average annual compound growth
10 Years 7.05% Medium-term performance below long-term average
5 Years -2.36% Negative return, indicating market pressure
1 Year -13.64% Significant loss, notable short-term risk
3 Months -10.14% Recent accelerated decline

Companies/Assets Involved

This section does not mention specific companies or assets, focusing solely on the fund's overall performance data. The fund itself is the subject of analysis, but no portfolio details are disclosed.

Investment Implications

  • Prioritize Short-Term Risk: The 1-year decline of -13.64% indicates that international portfolios face significant downside risk in the current market environment. Investors should assess their own risk tolerance and avoid adding positions during loss periods.
  • Validate Long-Term Perspective: The 9.49% average annual return since inception proves that long-term holding can effectively hedge against short-term volatility, but it requires enduring the pain of a negative 5-year return. Investors should confirm whether their investment horizon is compatible (at least 10 years or more).
  • Fee Sensitivity: A gross expense ratio of 1.06% can significantly erode returns over the long term due to compounding. It is advisable to compare with similar low-cost products (e.g., index funds), especially when short-term returns are negative, as fees account for a higher proportion.