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FundsmithFund report31 Dec 2011Source: fundsmith.co.uk

Fundsmith Equity Fund Annual Report 2011

Fundsmith is the fund firm Terry Smith ("Britain's Warren Buffett") founded in 2010, with a discipline of radical simplicity — Buy Good Companies, Don't Overpay, Do Nothing: a concentrated book of 20-30 high-ROCE global consumer, healthcare and tech franchises with near-zero turnover. His annual shareholder letters are famous for wit and common sense; peak AUM topped £25bn.

Terry Smith · 2010 · 英国伦敦Quality growth / Concentrated

In plain words

This report covers Fundsmith's first full year (2011), where the fund returned 15% while global stocks barely rose 3%. Manager Terry Smith focuses on buying durable, profitable companies like Nestlé, Microsoft, and Procter & Gamble, and holds them for years. For ordinary investors, the key lesson is to stick with quality businesses and ignore short-term noise. The fund’s low turnover (15.7%, mostly due to forced sales) and no currency hedging make it a rare example of disciplined, long-term investing worth studying.

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The fund has returned 15.0% since inception, significantly outperforming the MSCI World (3.2%) and FTSE 100 (2.8%). During this period, it voluntarily sold Kimberly-Clark (due to declining ROIC) and Domino's Pizza (overvalued after a 113% annual share price surge). The full-year turnover rate was on

~5 min full read · 5 sections
Deep Analysis

Period Performance

Share Class Period Fund Return MSCI World (£) FTSE 100
T Class Acc Since Inception (2010.11.1 – 2011.12.31) 15.0% 3.2% 2.8%

Top Ten Holdings

Rank Company Weight (%)
1 Becton Dickinson and Company 5.39
2 L’Oréal 5.34
3 Intercontinental Hotels 5.30
4 Nestlé 5.30
5 Microsoft 5.17
6 Unilever 5.06
7 Stryker 5.05
8 Imperial Tobacco 4.81
9 Procter & Gamble 4.81
10 Pepsi 4.77

Major Buys and Sells During the Period

Sells (including forced and voluntary)

  • Del Monte Foods (due to KKR cash tender offer)
  • Clorox (overvalued after Carl Icahn's takeover bid failed)
  • Kimberly-Clark Corporation (deteriorating incremental return on capital)
  • Domino's Pizza (price up 113% in a year, overvalued, and uncertainty over debt refinancing)

Fees and Size

Share Class Total Net Assets (GBP) Net Asset Value per Share (p) TER (%) Portfolio Turnover Rate (PTR) Dividend per Share (p)
T Class Acc 110,094,759 114.98 1.20 15.7% 1.4651*
T Class Inc 14,883,839 113.52 1.20 1.4261*
R Class Acc 10,178,969 114.32 1.69 0.8637*
R Class Inc 7,992,264 113.46 1.69 0.8860*
I Class Net Acc 26,625,935 115.09 1.10 1.5930*
I Class Net Inc 61,173,345 113.51 1.10 1.5621*
Total ~230,949,111
  • Dividend data as of 28 February 2012. Historical dividend yield (year-end) 2.4%, profit cover 2.6x.

Key Points from Manager Commentary

  • Performance Attribution: For 2011 (to 31 October 2011), the fund delivered a net return of 8.4%, outperforming the MSCI World index by 12.9 percentage points; only six IMA Global Growth funds achieved a positive return for the full year, and the fund ranked third among Morningstar global equity funds. Major contributors: Domino's Pizza, Philip Morris International, Imperial Tobacco, Colgate-Palmolive, Unilever; detractors: Serco, Stryker, Kone, Becton Dickinson, Intercontinental Hotels.
  • Turnover Control: Annual portfolio turnover was 15.7%, but excluding forced sales of Del Monte and Clorox, it was only 4%, close to the ideal level (zero). Voluntary sales included Kimberly-Clark (due to declining ROIC) and Domino's Pizza (overvalued after the share price doubled).
  • Portfolio Quality and Valuation: The average company in the portfolio was founded in 1894, demonstrating long-term resilience. Free cash flow yield fell from approximately 7% at the start of the year to around 5.8% at year-end, comparable to the S&P 500 median of 6.1%, but portfolio quality (longevity, resilience, margins, ROIC, etc.) is significantly above the market average.
  • Currency Hedging Stance: The manager explicitly opposes currency hedging, arguing that hedging based on listing venue, domicile, or revenue source is ineffective (using Nestlé as an example: only 2% of revenue comes from Switzerland, so simply selling Swiss francs is inappropriate). The report introduces a "currency illusion" share class demonstration: even if the worst currency is used, real wealth remains unchanged.
  • Macro Outlook: The report remains cautious on 2012, believing that the debt crisis cannot be solved through more borrowing, but holding conservatively financed companies such as Nestlé (whose CDS trades below sovereign debt) is a relatively safe strategy, provided investors have the patience and liquidity to withstand volatility.