Paragraph 1 This quarter's results exceeded expectations, with revenue up 23% to $93.1M. The core drivers were new business commissions growing at their fastest rate in five years (+29%) and the rapid expansion of the enterprise partner channel.

Paragraph 2 Key data: Revenue $93.1M (+23%) , Adjusted EBITDA $24.4M (+57%) , New business commissions grew 29% (fastest in five years).

Paragraph 3 Business highlights: Digital Agent 2.0 launched in Texas, supporting digital home insurance purchases (in partnership with SageSure/Mercury); AI assistant "Lily" handled 19% of incoming calls, freeing 40 service personnel for higher-value roles; the enterprise partner channel contributed 20% of new business commissions, with a pipeline containing 2.3 million mortgage leads and 4 million other leads; 12 new franchise stores incubated by the company office achieved 2.5 times the average performance in their second month; the average number of agents per location rose from 1.9 to 2.3, and sources from the ASP plan grew 53%.

Paragraph 4 Outlook: Management reaffirmed full-year guidance : organic revenue growth of 10%–19%, premium growth of 12%–20%. Core revenue is expected to accelerate in the second half, driven by improving customer retention (target 86%) and strong new business.

Paragraph 5 Positive signals: Management expressed strong confidence in "the nation's first personal insurance selection shopping experience", and partners are willing to pay higher commissions for digital channel business. Negative signals: NPS declined (due to industry pricing pressure), but management emphasized that customer retention rates and independent survey scores remain solid.