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Oakmark FundsDeep research14 Jul 2025Source: oakmark.com

Are your portfolios adequately diversified?

Oakmark is the mutual fund family launched in 1991 by Harris Associates, the Chicago deep-value firm founded in 1976 (about $105bn AUM). Bill Nygren runs the flagship Oakmark Fund and David Herro the Oakmark International Fund, buying businesses at large discounts to intrinsic value and holding them like owners — publishing quarterly fund commentaries, market commentaries and insight articles.

Bill Nygren、David Herro · 1991 · 美国芝加哥Deep value / contrarian long-term

In plain words

This article argues that international stocks (like Europe and Japan) are much cheaper than US stocks—a P/E ratio of 13 vs. 21. (P/E is price divided by earnings, so lower is better.) International stocks also offer a higher earnings yield than US Treasury bonds, giving investors a nice risk premium—extra return for taking stock risk. For regular investors, this means shifting some money from expensive US stocks to cheaper international ones could boost returns. Worth a read because it uses data to challenge the US-only hype and reminds us that diversification makes portfolios safer.

AI SummaryAI-generated · may contain errors · verify against the original

Oakmark Co-Chief Investment Officer Tony Coniaris believes that now is a good time for investors to reconsider diversifying their portfolios with international stocks. The report points out that international stocks are more attractively valued relative to U.S. stocks: the MSCI EAFE Index has a pric

~3 min full read · 5 sections
Deep Analysis

Theme and Background

This section is authored by Tony Coniaris, Co-Chief Investment Officer (International Equities) and Portfolio Manager at Oakmark. The core argument is that in the current market environment, investors should reassess the diversification value of international equities within their portfolios. The report is set against the backdrop of a significant valuation gap between international and U.S. stocks, presenting a potential entry opportunity for long-term investors.

Core Thesis

The author explicitly argues that now is a good time for investors to reconsider using international equities to diversify their portfolios. The core judgment is based on the low valuations and relatively higher expected returns of international stocks, which contrasts with the prevailing market consensus favoring U.S. stocks (especially large-cap tech stocks).

Key Arguments and Data

The author supports the thesis through valuation comparisons and risk premium analysis. Key data points are as follows:

  • Valuation Comparison: The MSCI EAFE Index (international developed markets index) has a price-to-earnings (P/E) ratio of approximately 13x, while the S&P 500 Index stands at about 21x. International stocks are significantly undervalued relative to U.S. stocks.
  • Earnings Yield vs. Risk-Free Rate: The earnings yield on international stocks is approximately 7.7%, well above the risk-free rate on the U.S. 10-year Treasury (about 4.5%). This provides an equity risk premium of roughly 3.2%, implying that the additional return investors receive for bearing stock market risk is attractive.
Indicator International Stocks (MSCI EAFE) U.S. Stocks (S&P 500)
Price-to-Earnings (P/E) Ratio Approximately 13x Approximately 21x
Earnings Yield Approximately 7.7% Not directly provided
Equity Risk Premium (vs. U.S. 10-Year Treasury) Approximately 3.2% Not directly provided

Companies/Assets Involved

This section does not mention specific companies but focuses on index-level analysis:

  • MSCI EAFE Index: Represents international developed market equities and is the core asset the author is bullish on.
  • S&P 500 Index: Represents U.S. large-cap stocks and serves as a benchmark for comparison, indicating its relatively high valuation.
  • U.S. 10-Year Treasury: Serves as the benchmark for the risk-free rate, used to calculate the equity risk premium.

Investment Implications

For investors, this means that against the backdrop of high U.S. stock valuations (P/E of 21x), increasing allocation to international stocks (P/E of 13x) may yield higher expected returns. The specific direction is: consider shifting some capital from U.S. stocks to the international developed markets covered by the MSCI EAFE Index, in order to capitalize on the risk premium offered by their lower valuations and higher earnings yields.